There is need of strong focus on how Government can find more innovative and flexible solutions to complex government IT problems. For example With Business Intelligence and Intelligent profiling IT sector can help government bodies to improve their service and show measurable value. IT technologist can provide a broad range of consulting, technology, business intelligence, system integration and business processing services with innovative applications in many different areas of the public sector, that include:

• Financial Systems
• identifying tax fraud and money laundering
• Logistics/Supply chain
• Risk Assessment
• Public Information
• Planning & budgeting
• Manage report & Performance
• Policy formulation
• public health
• Tourism
• Homeland Security
• Crime Prevention
• Citizen Relationship Management
• Knowledge / Case Management
• Anomaly Detection
• Intelligence Assessment
• Education
• Many more area…

The valuable applications can help Government to understand their ability to serve citizen better, improving efficiency of their staff and to explore the hidden relationships in data to provide accurate measurement of the effect of their action in different areas..Private sectors can help Government to achieve scientific excellence in order to generate higher levels of sustainable growth and productivity and improve its policy, program to bring their service into the next level.

The most significant element of a credit card is that it let you purchase goods even when you really don’t need or you can buy things even when you don’t have the cash. To avoid from financial crisis and being a defaulter you need to plan in certain ways otherwise you will just go on paying off the debt with higher interest rate years by years and this will lead you finally to exceed your repayment capacity. Also you need to put control on your temptation to purchase goods without consideration. Those who have stable income should plan for buying goods specially if that really needed and they should evaluate their need such as if you are purchasing particular costly goods today, are you going to save costs for longer period?

You need to develop plan how to pay off over time to your credit card company, for this you should calculate the amount you can afford to pay toward your debts each month. Consider paying higher amount instead of just minimum payment, as minimum payments are just interest that is not going to reduce your debt extensively. Consider paying maximum amount as much as possible. Also this is important to cut on non-essential expenses, buy things that you really need, keep control on your expenses, plan your “shopping” at home, control your temptation in a shopping mall, prepare yourself to make some sacrifices, this will definitely going to save you from financial crisis and being a defaulter and bankrupt.